We excel in providing short-term funding for any reason, regardless
of bad credit, We are your best source for a hard money rehab loan,
bridge financing loan, hard money land loan, construction loan, or
real estate loan.  Approvals, which are based on equity and property
performance only, are issued almost immediately.

Our commercial hard money funding programs are tailored to meet
your financing requirements with a minimum of conditions; bad credit
is not a problem. Whether for acquisition or development, real estate,
blanket or bridge loans, non-recourse, cash-out, refinance, construction,
rehab, or land loans, if the asset is solid, we will fund it.

Call, 1-800-313-LEND, E-mail allbexfinancial@sbcglobal.net
or fax us at (415) 946-3307. OR For a quick response, complete the
Inquiry Form that follows... and we will put our many years of experience
to work for you.

CASH IN YOUR EQUITY

Take cash out of your property! Use your equity for just about anything!
Put your equity to work for you. Our friendly financing associates are
waiting to help you. If it is doable we can do it.

Improve real estate holdings
Pay taxes in arrears
Stop foreclosures
Avoid bankruptcy
Consolidate your debts
Seize investment opportunities
Invest in additional properties
Start a new venture
Get that special "something" you've always wanted

BRIDGE LOANS

When conventional financing fails to meet your needs, bridge funding can help you bank on an opportunity. It can also get you out of that temporary jam you may be in.

A bridge loan can provide the flexibility and speed you require to act fast on a break.

A bridge loan can be structured as short-term, interest only loans with a possible exit into permanent financing.

LOAN AMOUNT: $1,000,000 and up.

BORROWER: Management and/or ownership should be experienced. Past or present credit problems, including Chapter 11 or Chapter 7 bankruptcies are workable. Since our loans are asset based, we are more concerned with the value of the collateral and the exit strategy than we are about the borrower. We also require that the real property be in an LLC, the shares to which are pledged until the repayment of the principal.

PREPAYMENTS: Loans may be prepaid at any time with no prepayment penalties.

INTEREST RATES: A typical interest rate in today’s market is about 15% but could be lower or higher under certain circumstances.

BRIDGE LOAN CRITERIA:

COLLATERAL: First mortgage on land, office, multifamily, recreation, medical, warehousing, manufacturing, self-storage, hospitality (hotels/motels) or industrial properties, etc. - non-income or income-producing, located anywhere in the USA and select countries around the world.

LTV RATIO: Loans are generally up to 50% (with exceptions up to 65%) of the Subject-to-Completion Value. At closing 50% of the As-Is Value is made available, with an exception to 65% if the property can demonstrate sufficient DSCR.

USE OF LOAN: Proceeds may be used for land development, real estate acquisition, construction costs, equipment, working capital, closing costs or cash out.

PROCESSING: Approvals within 24 hours, commitments and closings can be quick.

COSTS: Unlike other hard money lenders, we have no upfront fees of any type at any part of the process. All fees associated with the Loan will be stated precisely in the Commitment and will be paid at the closing. Of course, the borrower will have to pay for due diligence such as the appraisal, site visit, legal opinion, etc.

PURCHASING LOANS

Borrowers interested in purchasing commercial, industrial, or investment
real estate property may find that credit scores, legal obstacles or conditions related to the property itself (i.e., incomplete buildings, damage, violations, etc.) may prevent standard funding from banks.

In such cases, hard money loans offer a perfect short-term solution.
Hard money funding provides time to cure whatever situations exist
so that the property can be sold or conventional permanent financing
can be obtained.

Whether you are a first-time investor, or a seasoned investor, we
have an assortment of tools and loan programs to meet your individual
financing needs. E-mail of fax us at (415) 946-3307.We can help you
realize your goals by offering you all the best advantages:

SCROLL DOWN TO REVIEW OTHER FINANCING PRODUCTS

MONEY

HARD MONEY LOANS:

Hard money loans may be used as a temporary solution to obtain a
refinance for a commercial or investment property. This type of
refinance is often done in a situation where quick, available funding
can help to make a deal work, to stop foreclosure, avoid or pay off
a bankruptcy, pay off taxes, improve or add on to an existing property,
or to get cash out for almost any reason at all.

The following is a partial list of acceptable properties

Apartment Buildings
Assisted Living / Nursing Centers
Mobile Home Parks
Hotels
Mixed Use Facilities
Marinas
Golf Course Construction or Purchases
Resort Properties
Industrial Properties
Warehouse / Office Space
Office Buildings
Strip Centers or Malls
Shopping Malls
Subdivision Developments
Raw Land
Theme Parks
Self Storage Centers

_____________________

HARD MONEY "REHAB" LOANS

By far the most often requested type of hard money loan is for the purpose
of improving commercial or investment residential properties. The
proceeds are used to improve the subject property, which may then be used,
leased, or resold for a profit. Hard money can work well in this situation
because of quick turnaround funding time and extremely flexible lending
criteria. Rehab loans are generally closed at 50% of the current value,
but exceptions are possible under certain circumstances.

INTERNATIONAL LOANS

Overseas, we considers applications from $10 million ($5 million in
Canada and Mexico) and up, backed by one or more of the following:

Hard currency (US dollars, DM, EURO, GBP, JPY,)
and/or existing income-producing properties
Non-income real estate assets of a defined value
Financial securities, in most countries listed below

Typically, loan amounts are capped at 50% of the property's value,
although exceptions supported by strong cash flow and/or credit tenants
are available. In cases where hard currency cash flow cannot be established,
an Investment Grade enhancement in the form of a Surety Bond, Standby
Letter of Credit equal to the Net Operating Income of the property in US
dollars or other hard currency will be accepted as alternative collateral.

APPROVED COUNTRIES

AFRICA/MIDDLE EAST: Israel, South Africa

ASIA/PACIFIC: Australia, Japan, Northern Marianas Islands, Guam,
Hong Kong, India, Macau, New Zealand, Singapore, South Korea, Thailand

CARIBBEAN: Anguilla, Antigua & Barbuda, Aruba, The Bahamas,
Barbados, Bonaire, British Virgin Islands, Cayman Islands, Curacao,
Dominica, Dominican Republic, Grenada, Guadeloupe, Jamaica,
Martinique, Puerto Rico, Saba, St. Barthelemy, Sint Eustatius, St. Kitts
& Nevis, St. Lucia, Sint Maarten, St. Martin, St. Vincent & Grenadines,
Trinidad & Tobago, Turks & Caicos Islands, U.S. Virgin Islands

EUROPE: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic,
Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy,
Luxembourg, Netherlands, Poland, Portugal, Romania, Slovak Republic,
Slovenia, Spain, Sweden, Turkey, United Kingdom

LATIN AMERICAN: Argentina, Belize, Brazil, Chile, Costa Rica,
Ecuador, El Salvador, Guatemala, Honduras, Nicaragua, Panama,
Peru, Uruguay

NORTH AMERICA: Canada, Mexico

CONSTRUCTION LOANS

If you can build it, we can fund construction costs!

Sweat equity will land you a loan. Our construction financing makes
ambitious projects doable. With LTV's around 50% and
LTC's up to 100%, why would you want to take on a partner?

Fast, flexible funding is the name of the game.

LOAN AMOUNT: Minimum $1,000,000 - $50,000,000 case-by-case

BORROWER: Owner/developer with track record.

LOAN TERM: 1 to 3 years, interest only.

PREPAYMENTS: Loans may be prepaid at any time with no prepayment
penalties.

INTEREST RATE: Rates hover in the 15% range. Allowances are made
for prepayments of interest during the construction period and release
clauses are available.

COLLATERAL: First mortgage on land and existing structures as well as
a pledge of the shares of the owning entity until repayment of the principal.

LTV RATIO: Up to 50% of the As-Is Value and up to 100% of development
costs.

USE OF LOAN: Proceeds may be used for construction costs, real estate
acquisition and related costs.

PROCESSING: Completed loan application, title report, appraisal, project
overview, proposed building plans, cost projection for disbursement schedule,
proof of funds for purchase of land and occasionally some other financials.

COSTS: Unlike other hard money lenders, we have no upfront fees of any
type at any stage of the process. Of course, the borrower will have to pay
for the due diligence such as the appraisal, site visit, legal opinion, etc.

Projects: Bridge Loans / Hard Money Loans:

Hard money loans that are available for most assets you may own. The
assets typically are commercial real estate or other tangible items and may
also include intangible assets, as long as there is an identifiable market in
which to liquidate the asset. These items are eligible for Hard Money Loans
that can produce working capital.

To get your Project Reviewed, e-mail or fax to 415-946-3307, an executive
summary, (not the complete business plan at this time), and a 1003
(or an equivalent application) and a Phase 1 environmental study, if available.

Apartment Buildings
Assisted Living / Nursing Centers
Mobile Home Parks
Hotels
Mixed Use Facilities
Marinas
Golf Course Construction or Purchases
Resort Properties
Industrial Properties
Warehouse / Office Space
Office Buildings
Strip Centers or Malls
Shopping Malls
Subdivision Developments
Raw Land
Theme Parks
Self Storage Centers

If there are no other credit enhancements such as good credit, high net worth,
excessive revenue streams, then most assets will bring approximately 60% of
value. Rates and terms are normally higher than standard market but will var
depending on the quality of the asset and the degree of difficulty in underwriting
the Hard Money Loan. We will not turn away a commercial loan transaction,
with merit.

Call, 1-800-313-LEND, E-mail allbexfinancial@sbcglobal.net
or fax us at (415) 946-3307. OR For a quick response, complete
the Inquiry Form that follows... and we will put our many years
of experience to work for you

Commercial Real Estate Inquiry Form:
_____________________________________________________________________________

* REQUIRED FIELDS
* Borrower Name:
* Project Name:
* Date:
* Borrower Name:
* Project Name:
* Date:
* E-mail address:
* Type of financing you are interested in?
*
     Or e-mail your Executive Summary to: allbexfinancial@sbcglobal.net
       Or Fax to: 415-946-3307. Attention Commercial Loan Officer.
     Comments:

Disclosure:
We do not rent or sell or disclose information about your individual visits to our companies.
The business financing inquires and information disclosed or provided to us and our
investors which includes: applications, social security numbers, name, address, email
address, telephone numbers, and other financial or pertinent information is not given
to any non-affiliated outside company.

Thank You! Your Inquiry will be responded to the same day received.

___________________________________________

Brokers/Consultants, Welcome.
You are encouraged to submit your transactions.
You will be protected and your clients respected.
Send us a request for the Broker Registration Form
to: allbexfinancial@sbcglobal.net
Attention: New Business Manager

ALLBEX FINANCIAL PARTNERS (Since 1992)
Newport Beach, CA 92663
The Vista Del Lido Building, Suite 2E
Fax: 415-946-3307 (Internet Fax)
E-Mail: allbexfinancial@sbcglobal.net

___________________________________________

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NOTICE:

Linked sites are not under the control of Allbex Financial Partners, and
Allbex Financial Partners is not responsible for the content of any linked
site, any link contained in a linked site, or any changes or updates to such
sites. By using this web site you agree to do so at your own risk you
understand that the products or services offered at linked sites are
not the responsibility of Allbex Financial Partners. US Architecture Inc.

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Projects: Bridge Loans / Hard Money Loans: