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     ALLBEX  FINANCIAL  
                  Available Nationwide 

SBA 7a

                           

                                                 












CASH FLOW LENDING, SHORT TERM LOANS 
(Scroll down to the overview of Non-Medical Cash Advance Plan ) 

Working Capital Medical Cash Advance Plan (MCAP)
 Cash  funding  amounts  from  $10,000  to  $100,000

MCAP is not a loan. It is an up-front lump sum cash payment. 
Our Medical Cash Advance Plan is a new financial product being offered that
effectively replaces Medical Accounts Receivable financing. MCAP is a specialized
funding program for the healthcare industry that will provide an immediate source for
Working Capital funding. MCAP is an easier, less expensive and more flexible form
of financing. 

Benefits / Highlights  of  MCAP:

  • No PG’s or liability
  • No collateral required
  • Not based on credit scores
  • Won’t appear on personal credit
  • No late fees
  • No maturity date
  • No checks to write
  • No fixed payment schedule
  • No final payment deadlines
  • Won’t affect ability to secure traditional financing
  • The advance does not show up as a loan on your credit
  • No UCC filings or liens on practice
  • No appraisals, hidden fees or costs
  • Funds can be used for any purpose necessary
  • Quicker to fund than traditional financing
  • Clients receive 100% of the funds they qualify for
  • 100% of funds will be ACH into account at time of funding
  • Receive the funds within 5 to 7 business days

We are able to leverage all of the electronic receivables to obtain financing,
and are freed from the burden of collateralizing specific invoices, which are
usually backed by personal guarantees to satisfy the financing needs of the
operating of the business.

MCAP is an advance based on any electronic means by which money is
deposited into the banking account (s) for the practice each month.  
Credit cards, insurance 3rd party payments, patient financing, scanned
checks and ACH direct deposits can all be considered. 

Advances can be structured for time approximately 6-12 months.  Advances
used to acquire equipment and or make capital improvements into the practice
have stronger approval ratings and generally more favorable rates.

MCAP offers quick liquidity an immediate, low personal risk source of financing
which is hard to find in today’s economy.  So, if your practice could use additional
Working Capital, complete the following Inquiry Form to start the immediate
processing for cash advance Funding.  

 Recent transactions that funded under Medical Cash Advance Plan:

  • $25,000 - Optical Lab in Arizona
  • $30,000 - Chiropractor in New Jersey
  • $45,000 - Pharmacy in Alabama
  • $55,000 - Dentist in California
  • $60,000 - General Practitioner in California
  • $70,000 - Dental office in Vermont
  • $75,000 - Dentist in Florida
  • $100,000 - Veterinarian - Utah
  • $100,000 - Vascular Surgeon in Georgia

Overview of benefits and requirements for MCAP Program: 

  • Application only 
  • Credit Score only 620 or higher
  • Blanket liens, in most cases, are acceptable
  • No Site Inspection Required
  • No Appraisals Required
  • Equipment does not have to be free & clear but it may not be encumbered
     by an equipment specific clause in the UCC filing
  • Software and Computer Equipment may also be considered.
  • Approval in approximately 3-4 business days
  • Funding in approximately 5-7 business days
  • Transaction sizes $10K - $100K
  • 12 Months in business required
  • No Open or Recent Bankruptcies, Foreclosures, or any other 
    Major Derogatory Items, such as Tax Liens, etc…

_______________________________________________________________________________


CASH FLOW LENDING, SHORT TERM LOANS 

Structured for all Businesses, Medical or Non-Medical.

The Product Overview:
Loans amounts from $10,000 to $100,000 Terms of 6, 9, or 12 months.
Loan approval and funding within 7-10 banking days

Criteria to Qualify:
Borrower to have owned the business for two or more years
Gross revenues to average $300,000 for the last two years, on a case-by-case
Business account daily net cash balance approx. 8 times the daily loan payment
NO Insufficient funds noted on the bank statements for the last six months
Existing debt will not impair the daily repayment structure of loan.
Personal FICO score above 650. lower scores on a case-by-case basis
No personal or business bankruptcies, and no significant judgments
Borrowing entity must be a corporation or LLC in good standing
Loan amounts based primarily on the borrowers cash flow and credit histories.
Final underwriting is flexible based on a composite of the above criteria

Example:
Loan Amount:    Term:         Daily Payment 
$20,000               6 mo.              $196.80
$40,000               6 mo.                393.60
$60,000               9 mo.                404.28
$80,000              12 mo.               416.00
$100,000            12 mo.               520.00

Available Loan Terms:
$20,000 to $65,000 @  125 business days, (usually)  6 month term
$50,000 to $80,000 @  187 business days, (usually)  9 month term  
$50,000 to $100,000 @ 250 business, days (usually)  12 month term

Benefits of our Cash Flow Advance Product:
1)   Businesses who have been turned down, or are not eligible for traditional
      financing…. can receive the capital needed to sustain, grow, and build
      their business…. in less than two weeks.
2)   Merchants may qualify for advances ranging from $5,000 to
      $350,000 based on their historical monthly check deposits
3)   Client is not required to put up real estate or personal assets as collateral
4)   Approval and funding is available much faster and requires much less
      paperwork than for conventional bank loans
5)   Repayment is based on cash flow, payments will be less, if business is slow
6)   Payback becomes routine part of doing business
7)   Easy repayment with automatic transfers
8)   Purchase inventory or provide temporary cash flow
9)   Low daily fixed payments
10) Purchase equipment or make improvements or get working capital cash
11) We also offer cash advances against "Credit Card" receivables.
12) A distinctive feature of CASH FLOW LENDING advances, is our ability
      to offer cash advances against "Check" receivables as well.

IF YOU NEED  WORKING CAPITAL FAST.... IN  7 to 10  Days....
Please complete the Inquiry form below to start the process.

  CASH FLOW INQUIRY  FORM

* REQUIRED FIELDS
*  Applicant name:
*  Name of company:
*   E-Mail:
*   Business phone:
*   Business fax: 
      Cell number:
*  How would the applicant/borrower rate his credit:  Excellent,  Good, Fair, Poor
*   What type of financing are you interested in:
*  Loan request amount, (approximately)
  *  Average Monthly  "Check"  Receivables  $Volume?
  *  Average Monthly  "Credit Card"   Receivables  $Volume?
      Comments / Questions:

PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in.  DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307.  Past performance does not guarantee future results.

      Thank You!  The application and information will be e-mailed to you within a few hours of our receipt.



Allbex Financial Partners (Since 1992)
Newport Beach, CA 92663
Fax: 415-946-3307 (Internet Fax)
E-mail:  allbexfinancial@sbcglobal.net  

(C) Copyright 1992 - 2011 All Rights Reserved
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