Equipment Lease Refinancing Sale-leaseback loans, provides Working Capital

Allbex Financial specializes in equipment sale-lease-back transactions. Provides Working Capital for Businesses.
Medical Doctor, Dentist, and most all Medical Professions Loans, Working Capitol Loans, Debt Consolidation Loans,
Cash Advances on charge accounts - account receivables. Equipment refinancing, sale-leaseback equipment Since 1992,

WE ARE SPECIALIST IN EQUIPMENT RE-FINANCING / SALE-LEASEBACK
TRANSACTIONS, WHICH PROVIDES WORKING-CAPITAL.... FAST FUNDING

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Medical Healthcare:            (Click on the Tab, top left)
Funding $25,000 to $10MM +/-
Funds Available for: Expansion of facilities, Acquisition of a Practice, Purchase of Real Estate
Facilities Reconstruction Loans, Restructuring of Debt, Equipment Leasing, Loans to Buy IN/Out Partner (s)
Leasehold Improvements, Working Capital, Factoring of Receivables, Medical Imagining, Assisted Living
Facilities, Nursing Homes, Medical/Business Funding Projects, AR Cash Advance, Credit Card Cash Advance
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Working Capitol Programs:
Funding $20,000 to $5MM +/-             (Scroll down to the short Inquiry form below)
Program: “WC1” $20,000 to $350,000, Program: “WC2” $10,000 to $150,000
Program “WC3” $100,000 to $5 Million
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Credit is NOT an Issue for this Business/Real Estate Loan Program:
Funding $75,000 to $10MM +/-           (Scroll down to the short Inquiry form below)
Funds Available for: Most all Businesses, Real Estate and Industries. Credit is NOT an issue, Terms:
amortized 60 months @ 8%, Available for any Project that shows that the borrower can make the payments.
Borrowing entity is required to post a security deposit of 10% of the loan amount in the lending Bank, which
is refunded when the loan is paid off. Only a one page Funding Request form to start the quick process
for a quick approval and funding
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Real Estate / Business Hard Money / Bridge Loans:
Funding $100,000 to $25MM +/-         (Scroll down to the short Inquiry form below)
Funds Available for: Most all Businesses, Real Estate Industries. Credit is NOT an issue
E-mail us an Executive Summary or an Overview of your Project to: allbexfinancial@sbcglobal.net
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Other Financing Products / Structures:

Business Finance Loans, Commercial Real Estate Financing & Residential Developments / Projects,
Venture Capita , Angel Financing, New Start-up Business Financing, Equity Financing, Dept Financing,
First, Second, Third and Fourth Stage Financing, Leverage-Buy-Out/Acquisition structuring
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Equipment Sale-Leaseback / Refinancing
Option "A" Overview:

Only a One Page Application required
Equipment is to be OWNED free and clear
No documentation, or tax returns
No application, or processing fees
Requires a minimum Credit-Score of 635 +
Cash flow is not an issue, stated income
Sales tax is paid monthly, not all at once
Equipment appraisal, none required, our Vendors performs the valuation
Proprietorships are OK; any business organization structure is acceptable
Equipment pricing, is today's approximate market value No invoices required
Equipment stays put where it is, no interruption in the use of your equipment
LTV, Loan/Lease To Value, is approximately 75% - 78% of the vendor’s valuation
Terms are 36, 48, or 60 months; generally the Buy-Back is only $1.00 at end of lease
Business is to be owned 1 year, if credit is very good, 18 months some cases, or TIB of 2 years min.
Restaurants/food stores to be owned a minimum of two years, and applicants credit score of 650+
No open tax liens, or bankruptcy within five years, or longer in some cases
Funding 3-5 days after approval, receipt of lease documents, and site inspection if any.
Use the money for business or personal reasons

How it works:
The applicants equipment is acquired by our Vendor with a bill-of-sale, and then the applicant leases it back. The applicant is paid cash/yield for their equipment by our Vendor. The transaction is structured as an equipment lease, to $50,000 +/-, with some applicants approved to $75,000+/- per lease, or more. Multiple subsequent consecutive leases may be available if the transaction qualifies. It depends on the strength and weakness of the applicant, company, and the amount of equipment. No Start-up business.

The approval process is quick, and less demanding than most other similar options. If a company needs more cash flow Option “A” is a quick solution to get Working Capital in a short time especially, if a company hasn't bankable P&L numbers, or they are in a hurry and need cash....

Recently funded: machine shop, auto repair, chiropractor, ceramic business, dentist, publishing company, bowling lane equipment, medical practice, publishing businesses others.....
Recently, a manufacturer of tools and dies that also provides power mental components received close to $200,000 working capital in a little over thirty days. Recently, an east coast Ford New Car Automotive Dealership found themselves in need of cash quickly, an amount of over $300,000, cash yields to the owner of the Dealership were between $49,000 to $90,000 which totaled to over $350,925 and funded in a short period of time, without having to provide business or personal tax returns, or financials, and did not have to provide cash flow schedules. Recently a corporation in CA that was not bankable… was looking for working capital and our equipment refinancing / sale-leaseback program got the client over $225,000 in a short time frame. Recently, a Chrysler Jeep New Car Automobile Dealership required over one hundred thousand quickly and our equipment refinancing program got him over $130,000 in 13 business days. Recently, an ISP (internet service provider) was looking for $300,000; the deal was structured and funded in a short time frame. Recently an AAMCO Transmission Franchise was funded and received $35,000 in about one week, about a year later they came back requesting additional expansion capital money, which was provided. We have had many, many other transactions in the past years....Since 1992.

The following equipment new or used may be considered:

Most all equipment may be used: construction equipment, auto repair shop equipment, chiropractor equipment, dentist equipment, medical equipment,print shops, manufacturing and industrial, presses, mills, lathes, CNC machines, printing, dry cleaning, laundry, machine, metal shops, plant, manufacturing equipment, HVAC equipment, automotive repair, backhoes, forklifts, compressors, alarms, all "IT" equipment, most all medical and healthcare medical equipment, desktop computers, notebooks, network computer systems / servers, switches routers, office automation, software, printers, scanners, copiers, monitors, telecommunications, phone systems, point of sale, cubicle stations, hardware, diagnostic machines, video, audio, security, alarm systems, manufacture plant, and shop equipment, surveillance systems, smog diagnostic machines, commercial signs, most signage, and related equipment, rehabilitation and health, landscaping equipment, excavation, industrial, construction equipment, printing equipment, dental equipment, presses, most all equipment can be used for our refinancing program.

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Unsolicited Recent Option "A" Comments for your Review:

Hello Patricia,
"We have a working capital account with (deleted) company which is not secured by equipment. We previously dealt with a broker who contacted (deleted) company on our behalf, but we found this broker had an "F" rating from the Greater Los Angeles BBB, so we ceased contact with them. One of the reasons we contacted your company is that you have no BBB complaints and an "A" rating. Thank you for your continued effort".
L. Van Hagen (The forgoing comments were unsolicited and this endorser was not paid for such)
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"Thanks Carl,
Allbex did this leaseback when we were turned down first at a few other places for ‘too low loan amount’ ‘too big equipment’ etc…It was handled very professionally and both the client and myself are happy! I will be using Allbex again. Your procedures ultimately made me understand how the leaseback works, the tax advantages, the two or three types of
programs and the time line".
Thank You,
A. James (The forgoing comments were unsolicited and this endorser was not paid for such)
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"Thank you for your quick response. Your company by far has the best presentation and program compared to other sale and leaseback companies I have seen. I appreciate your quick response".
Thank you,
Steven C. (The forgoing comments were unsolicited and this endorser was not paid for such)
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IF YOU NEED WORKING CAPITAL FAST.... Click on our ""Application Forms" Tab (top left) Complete & Return FOR IMMEDIATE PROCESSING

INQUIRY FORM

* REQUIRED FIELDS
* Applicant name:
* Name of company:
*   E-Mail:
*   Business phone:
*   Business fax:
      Cell number:
* How would the applicant/borrower rate his credit: Excellent, Good, Fair, Poor
*   What type of financing are you interested in: Option A, B, C, or other
* Loan request amount, (approximately)
      Project Financing Overview:
      Comments / Questions:

PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in. DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307.  Past performance does not guarantee future results.

      Thank You! The application and information will be e-mailed to you within a few hours of our receipt.

Option "B" Collateral Asset Loan / Funding $500,000 to $15 million

Overview:
OUR INVESTORS ARE ABLE TO OFFER VIABLE ALTERNATIVES TO CLIENTS
WHO NO LONGER MEET BANKS' LENDING STANDARDS, OR COMPANIES WHO
HAVE ENCOUNTERED OBSTACLES IN OBTAINING TRADITIONAL FINANCING.

How Collateral Funding works:
Loans are structured against one of the following hard collateral assets, or a combination of
two or three categories of assets: heavy equipment, yellow iron construction equipment, real
estate, and/or accounts receivable. Applicant may be required to pledge one or more of their
assets to secure the funding of a loan, that is structured as a Lease.

Note: If a transaction has good quality construction equipment/yellow iron, and/or titled vehicles,
and/or real estate…. and if a transaction has extenuating circumstance we may consider
transactions as small as $250,000 or higher. For other criteria transactions, the minimum loan
amount is $500,000

Approval of a loan is based primarily on the asset valuation criteria ….not the credit of the
applicant or the cash flow of the company. However, other criteria may apply.

Funded Recently:
$650,000 Purchase of used excavators. Client was declined by all traditional lenders, client
had a 560 credit score. Client/Lessee pledged other construction equipment, (excavators and
bulldozers) to secure the deal/transaction. Timeline was 17 days from state to funding. Lease
rate factor was .035, with a 48 months lease.

RECENTLY: $1,100,000 Equipment Sale Leaseback. A Pharmaceutical Packaging and manufacturing
entity was in a start-up mode, and was obtained in a windfall opportunity, was appraised for
auction value of $2,000,000. The credit score was 634, the Lease rate factor was .032, with
a 48 month lease, transaction was funded.

RECENTLY: $4,500,000 Loan for a Cosmetic Manufacturing Company. A Lien was placed on equity
valued at $8,000,000, and a second trust deed Lien placed on commercial real estate as a
reserve. The companies bank asked the investors to buy the companies debt because the
borrower was out of compliance, which was accomplished and the transaction funded.

Paper Work Required:
Lease application, Personal Financial Statement of each principal. Summary Letter,
tell us about your request, list both positive and negative attributes of your financing
request. Equipment List, list the equipment being used as collateral, and/or the
equipment that you want to lease purchase. List any other of your assets available
to secure the financing you have in mind. The Application, and the Statement Forms
will be e-mailed to you upon receipt of the following Inquiry form.

To request information on our Option "B" Program and to receive an application, please complete a short inquiry e-mail below.
You will be e-mailed the information and the application within a few hours of our receipt of your inquiry.

Need Working Capital?.... Equipment Collateral/Asset Loan Provides Quick Cash. Send us your Inquiry now.

INQUIRY FORM

* REQUIRED FIELDS
* Applicant name:
* Name of company:
*   E-Mail:
*   Business phone:
*   Business fax:
      Cell number:
* How would the applicant/borrower rate his credit: Excellent, Good, Fair, Poor
*   What type of financing are you interested in: Option A, B, C, or other
* Loan request amount, (approximately)
      Project Financing Overview:
      Comments / Questions:

PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in. DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307.  Past performance does not guarantee future results.

      Thank You! The application and information will be e-mailed to you within a few hours of our receipt.

Overview of the Sale Leaseback Option “C” Program
      Hard Assets/Heavy Equipment Sale-Leaseback

The minimum loan amount of a sale-leaseback transaction is $50,000 The maximum funding amount is $10 Million, determined on a case-by-case basis.

Credit Scores of applicant: ideal credit scores should be about 660, the lowest about 600 or above. The acceptability of a low score will be influenced by the time the applicant has owned their business, the financial strength of the applicant, the equipment, and the amount of approved equipment involved. Owners of desirable heavy equipment collateral, may permit the applicant to have a lower personal credit score, and their credit score may not be as critical in the decision to approve the applicant. However, the overall financial strength of the applicant is an important ingredient.

Bankruptcy and Liens: may be acceptable after three years, if there have been no credit derogatory since that incident, and financial status is strong and with acceptable equipment.

Applicant is to have owned: their business one year or longer, in some cases twelve, or eighteen months, or more. Less than two years requires appropriate equipment and strong financials. It may be possible to cross- collateralize the equipment for the lessee, to help secure the transaction. No start-up business.

Equipment collateral: the minimum acceptable dollar amount of an individual piece of equipment, that is submitted as collateral must have an original purchase price of a minimum of $10,000.00 for traditional equipment, and for heavy equipment the minimum is $15,000.00

No appraisal cost: provided the Auction Value can be determined off the Internet.

No upfront fees or costs: as long as the Auction Value can be determined off the Internet.

Equipment Leases: typically 50% to 70% of the auction value, which is determined by the investors.

Interest Rates: typically will be about 15% +/-, depending on credit strength and type of equipment.

Lease Terms: are 48 months and 60 months. Transactions over $500,000 are 72 months and 84 months.

Equipment: most all (Non-Hazardous/Occupation) equipment is acceptable, (No Home Based Businesses). The acceptability of approved equipment will be influenced by time in business and the overall financial strength of the applicant. The equipment must have a VIN# or a serial number. Hard assets/heavy equipment refinancing does much better in today market. This program is asset-based and strong financials are not always n necessary when the equipment is hard assets/heavy equipment.

Overview of Procedures:

Step 1
Applicant is to complete the Business Application, and the List of Equipment forms. Upon Allbex receipt the two forms, underwriting will commence the process for a preliminary credit decision. Note, the Application and List of Equipment must be legible and without missing information, anything less then the information requested may cause the process to terminate. Find the two forms in the attachment. Fax to my Attention at our Internet fax number: 415-946-3307. A short time after Allbex receives the application and the equipment list(s) from the applicant, they will be notified of their approval to proceed to an anticipated funding, or their application will be declined.

Step 2
Assuming the application and list of equipment are acceptable and preliminary approved, the following information will be required to commence with final approval and subsequent funding.

1) Two years most current business tax returns signed by applicant.
2) Most current personal tax return of the owners signed by applicant
3) Current business financial statement
4) Three months most current business bank statements, first consolidated page is sufficient.
5) Personal-financial-statement of the owners
6) Compile all papers requested for the "C" Program above, before sending

Click on our Option "C" Program Tab (top left) for additional information on this Working Capital program.

To request information on our Option "C" Program and to receive an application, please complete a short inquiry e-mail below. You will be e-mailed the information
and the application within a few hours of our receipt of your inquiry.

If You Need Working Capital?.... Equipment Sale Leaseback Provides Quick Cash.
INQUIRY FORM

* REQUIRED FIELDS
* Applicant name:
* Name of company:
*   E-Mail:
*   Business phone:
*   Business fax:
      Cell number:
* How would the applicant/borrower rate his credit: Excellent, Good, Fair, Poor
*   What type of financing are you interested in: Option A, B, C, or other
* Loan request amount, (approximately)
      Project Financing Overview:
      Comments / Questions:

PRIVACY STATEMENTS: Allbex Financial does not rent or sell the personal or company information that you provide. To better protect your privacy we provide this notice. To make it easy to find, we make it available on our homepage and at every point where information may be requested. Allbex does not share this information with outside parties except to the extent necessary to complete your request for more information about financial products you may be interested in. DISCLAIMERS /DISCLOSURE: Allbex Financial does not offer or give advice on any business or personal tax, or legal questions, or issues. Allbex does not engage in business consultancy. If an applicant has questions on any tax or financial matters, the applicant is strongly encouraged to consult with their\ CPA, or tax attorney. Allbex Financial reserves the right to modify or delete any financial product offering at anytime without notice. Nothing herein or in the information above shall be construed as advice. Allbex Financial only accepts applications from businesses, and does not accept any inquires or applications from any consumer individuals. Should an applicant have other questions or concerns about privacy, disclaimers, or disclosures policies, please contact us at: allbexfinancial@sbcglobal.net or fax at: 415-946-3307.  Past performance does not guarantee future results.

      Thank You! The application and information will be e-mailed to you within a few hours of our receipt.

Broker Inquiries:
Send us a request for the Broker Registration Form. Include your Website address.
Send to: allbexfinancial@sbcglobal.net Attn: New Business Manager

Allbex Financial Partners (Since 1992)
Newport Beach, CA 92663
Fax: 415-946-3307 (Internet Fax)
E-mail: allbexfinancial@sbcglobal.net

(C) Copyright 1992 - 2010 All Rights Reserved
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